Allianz Travel Insurance is a comprehensive travel insurance provider. Price: $60–$200/month. Best for: Families, Frequent travelers. Overall score: undefined/10.
Allianz Travel Insurance is a household name in travel protection, underwritten by Allianz Global Assistance — one of the world's largest insurance conglomerates. Its product range spans single-trip, multi-trip annual, and group policies, giving travelers a broad set of options regardless of how often they travel or what they're planning.
The AllTrips annual plans are a standout for frequent travelers: for a flat fee of $200–$350/year, you get unlimited trip coverage with cancellation benefits, making them far more cost-effective than buying per-trip policies. The OneTrip Prime and Premier plans add cancel for any reason (CFAR) upgrades and rental car collision coverage, which many competitors charge extra for.
Allianz's primary weakness is medical coverage limits — the basic OneTrip Essential plan only provides $10,000 in emergency medical, far below what medical tourism in regions like Southeast Asia or South America might cost. Travelers who prioritize high medical limits should upgrade or consider supplemental coverage. Overall, Allianz shines for trip cancellation protection and brand reliability.
| Category | Score |
|---|---|
| Coverage | ★★★★☆ |
| Price | ★★★☆☆ |
| Claims Process | ★★★☆☆ |
| Customer Service | ★★★★☆ |
| Flexibility | ★★★☆☆ |
| Overall | 3.4/5 |
Our reviews compare coverage details, claims processes, and real traveler experiences — not just prices.
Make sure you are actually covered — our checklist reveals the gaps most travelers miss.
| Plan | Monthly Price | Medical Coverage | Highlights |
|---|---|---|---|
| OneTrip Essential | $60–$80 | $10,000 | Trip cancellation up to $10,000, Travel delay coverage, Baggage protection, 24/7 assistance hotline |
| OneTrip Prime | $100–$140 | $50,000 | Trip cancellation up to $100,000, Cancel for any reason upgrade available, Pre-existing condition waiver, Rental car damage coverage |
| AllTrips Premier (Annual) | $200–$350/year | $50,000 | Unlimited trips per year, Up to 90-day trip length, Business equipment coverage, Sports equipment protection |
See current prices and coverage options.
Make sure you are actually covered — our checklist reveals the gaps most travelers miss.
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