Genki is a nomad travel insurance provider. Price: $35–$70/month. Best for: Digital nomads, Long-term travelers. Overall score: undefined/10.
Genki is a Berlin-based health insurer built from the ground up for digital nomads and long-term international travelers. Launched in 2021, it has quickly become a strong competitor to SafetyWing, offering comparable pricing with a cleaner user experience and a somewhat broader coverage scope — particularly for travelers based in or passing through Europe.
The Genki Explorer plan is their flagship product, covering emergency and non-emergency medical care worldwide (with limitations in the US and Canada). One standout feature is that pre-existing conditions become covered after 12 months of continuous enrollment on the Explorer plan — a policy SafetyWing does not offer. Genki also allows travelers to add a zero-deductible option, which is valuable for those expecting frequent smaller claims.
As a newer company, Genki lacks the decades of claims history that companies like Allianz or AXA can point to, which gives some travelers pause. The digital-first model means everything is handled online, which suits most nomads but can be frustrating in complex claims situations. For budget-conscious nomads who want straightforward health coverage, Genki is one of the best options available today.
| Category | Score |
|---|---|
| Coverage | ★★★☆☆ |
| Price | ★★★★★ |
| Claims Process | ★★★☆☆ |
| Customer Service | ★★★★☆ |
| Flexibility | ★★★★★ |
| Overall | 4.0/5 |
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| Plan | Monthly Price | Medical Coverage | Highlights |
|---|---|---|---|
| Genki Resident | $25–$35 | $200,000 | Emergency-only worldwide coverage, Designed for short-term stays, Simple digital sign-up, No minimum contract length |
| Genki Explorer | $35–$55 | $500,000 | Full outpatient and inpatient coverage, Mental health support included, Pre-existing conditions covered after 12 months, Emergency dental coverage |
| Genki Explorer (Zero Deductible) | $55–$70 | $500,000 | All Explorer benefits, Zero out-of-pocket deductible, Best for frequent medical visits, Includes physiotherapy |
See current prices and coverage options.
Make sure you are actually covered — our checklist reveals the gaps most travelers miss.
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