Passport Card is a medical-only travel insurance provider. Price: $30–$65/month. Best for: Budget travelers, Short-term expats. Overall score: undefined/10.
Passport Card takes an innovative approach to travel medical insurance by issuing a physical insurance card that functions like a standard health insurance card. At hospitals and clinics within its network — spanning 70+ countries with particular strength in Europe — policyholders simply present the card without paying out of pocket and waiting for reimbursement. This cashless model removes one of the biggest pain points of traditional travel insurance.
For travelers heading to Europe specifically, Passport Card's Schengen-compliant plans are priced competitively and meet visa requirements directly. The entry-level plan starts at around $30/month for travelers under 40, covering emergency medical and hospitalization up to $300,000. The premium plan raises limits and adds outpatient and dental coverage, bringing it closer to full expat health insurance territory.
The cashless card model is only as good as the provider network, however, and outside Europe and parts of Asia, the network thins considerably. US travel is effectively limited to true emergencies. Travelers focused on North or South America, or who want trip protection alongside medical coverage, should look elsewhere. For European-focused travel, the Passport Card experience is genuinely differentiated and worth considering.
| Category | Score |
|---|---|
| Coverage | ★★★☆☆ |
| Price | ★★★★★ |
| Claims Process | ★★★★☆ |
| Customer Service | ★★★☆☆ |
| Flexibility | ★★★★☆ |
| Overall | 3.8/5 |
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| Plan | Monthly Price | Medical Coverage | Highlights |
|---|---|---|---|
| Passport Card Essential | $30–$40 | $150,000 | Cashless hospital card in 70+ countries, Emergency medical and hospitalization, Schengen visa compliant, No upfront payment at network hospitals |
| Passport Card Plus | $45–$55 | $300,000 | Emergency and non-emergency outpatient, Emergency dental up to $1,500, Chronic condition crisis coverage, 24/7 assistance in 20 languages |
| Passport Card Premium | $55–$65 | $300,000 | Full outpatient coverage, Physiotherapy and specialist visits, Prescription coverage, Annual wellness check included |
See current prices and coverage options.
Make sure you are actually covered — our checklist reveals the gaps most travelers miss.
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